Tools

Use our tools to estimate your spending in retirement, determine if an annuity makes sense for you, and to see quotes in real-time.

The Annuity Advice Tool

  • The first step in determining if you're right for an income annuity
  • Provide some basic information and in five minutes or less, you'll have preliminary advice on what your spending gap will be and recommended solutions to address it
  • We combine data on your expected longevity, your current retirement savings, your spending and your risk appetite to arrive at advice that is specific to you

Longevity Calculator

  • The most widely used longevity calculator in the world. Created by Dean Foster, Professor of Statistics at the Wharton School of the University of Pennsylvania
  • Based on data from more than 500,000 people collected over ten years by the National Institute of Health (NIH) and AARP
  • See how your diet, exercise, drinking and smoking habits are adding or subtracting years from your life and what steps you can take to live longer

Qualified Longevity Annuity Contract (QLAC) Quotes

  • Qualified Longevity Annuity Contracts are deferred income annuities that allow you to defer a portion of your Required Minimum Distributions (RMDs) in retirement
  • You can purchase QLACs in your IRA or certain other tax-deferred plans
  • See real-time quotes online in less than two minutes from leading insurance carriers

Deferred Income Annuity (DIA) Quotes

  • Our platform provides free, no-obligation quotes on deferred income annuities, which are products made specifically to protect you against the risk of outliving your money
  • The only place where you can see real-time quotes on products from many of the leading insurance carriers side-by-side
  • Quotes from Lincoln, Pacific Life, Principal Financial and many others

Single Premium Immediate Annuity (SPIA) Quotes

  • Our platform provides free, no-obligation quotes on single premium immediate annuities, which are products designed to help people meet their immediate income needs
  • The only place where you can see real-time quotes on products from many of the leading insurance carriers side-by-side
  • Quotes from Lincoln, Pacific Life, Principal Financial and many others

Required Minimum Distribution (RMD) Calculator

  • Beginning at age 70 1/2, you'll be subject to the Required Minimum Distribution
  • Using our simple tool, you can see what your expected RMDs are based on your current age and different income growth assumptions

Qualified Longevity Annuity Contract Tax Deferral Tool

  • Purchasing a QLAC can lower your Required Minimum Distribution for as much as 15 years. That means lower taxes early on in retirement
  • Based on your age, expected returns, and tax bracket, we show how much you’re able to defer in taxes

Retirement Spending Calculator

  • Use our tool to determine what your expected expenses in retirement are and what your income picture, from Social Security and other sources looks like
  • You can see what your spending will look like in future dollar terms, which is an important consideration when deciding how large of a deferred income annuity to purchase

Retirement Income Calculator

  • Use our tool to see what income annuity payout rates are and who is most competitive based on your age and when you’d like income to start.
  • Our retirement income calculator provides a quick estimate of how much guaranteed income in retirement you can receive from a portion of your assets.