Single Premium Immediate Annuity Comparison

Compare Immediate Annuities (a.k.a. SPIAs) and the insurance companies that issue them. Real-time quotes available for most providers.

Get Immediate Annuity quotes from Guardian, MassMutual, New York Life, and many other top insurance companies.

Single Premium Immediate Annuity Providers

Financial Strength Rating
Insurance Company Product Name A.M Best S&P Moody's Fitch Comdex Pricing
New York Life Guaranteed Lifetime Income Annuity A++ AA+ Aaa AAA 100 Get a Real-Time Quote
MassMutual RetireEase A++ AA+ Aa2 AA+ 98 Get a Real-Time Quote
Guardian Life Guaranteed Income Annuity A++ AA+ Aa2 AA+ 98 Get a Real-Time Quote
Integrity Life Guaranteed Income AnnuityIncomeSource A+ AA Aa3 AA 96 Get a Real-Time Quote
Mutual of Omaha Ultra-Income and Income Access A+ AA- A1 NR 92 Get a Real-Time Quote
Pacific Life Pacific Income Provider A+ AA- A1 A+ 90 Get a Real-Time Quote
Lincoln Financial Lincoln Insured Income A+ AA- A1 A+ 90 Get a Real-Time Quote
Principal Immediate Income Annuity A+ A+ A1 AA- 90 Get a Real-Time Quote
Penn Mutual Single Premium Immediate Annuity A+ A+ Aa3 NR 92 Get a Real-Time Quote
Minnesota Life IncomeToday! A+ A+ Aa3 AA 93 Get a Real-Time Quote
Protective Life Immediate Annuity A+ AA- NR A+ 91 Get a Real-Time Quote
American National Single Premium Immediate Annuity A A NR NR 78 Get a Real-Time Quote
AIG (American General) American Pathway Immediate Annuity A A+ A2 A+ 82 Get a Real-Time Quote
Voya Life Single Premium Immediate Annuity A A A2 A 77 Get a Real-Time Quote
Symetra Symetra Advantage Income Annuity A A A2 A 77 Get a Real-Time Quote
Northwestern Mutual Select Immediate Inocme Annuity A++ AA+ Aaa AAA 100 Available Offline Only
Thrivent Single Premium Immediate Annuity A++ NR NR AA 98 Available Offline Only
MetLife MetLife Income Annuity A A+ A3 A+ 79 Available Offline Only
  1. Last updated on 2/23/2017.
  2. Only includes products with a predetermined guaranteed payout. Excludes participating SPIAs that offer dividends such as New York Life’s Lifetime Mutual Income Annuity and Northwestern Mutual Life’s Select Portfolio Immediate Income Annuity.
  3. We’re constantly adding providers to our platform, which means that our options are not yet exhaustive. We’ll be happy to inform you of other products out there.
  4. Not all products are available in all states or with the same product features, but we always show quotes on an apples-to-apples basis.


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